Job Summary
Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
- Minimum Qualification:Bachelor
- Experience Level:Mid level
- Experience Length:3 years
Job Description/Requirements
Sevi provides an ‘Order now, Pay later’ app in Kenya and Uganda. Our mission is to empower entrepreneurs with access to appropriate and affordable credit to grow their business. This enables e.g. small shops and kiosk to buy stock on credit from their supplier and pay later, once they have sold their stock.
Assignment:
Sevi’s credit verifiers perform various functions with the objective of KYC, preventing bad debts and mitigating risks.
Credit verifiers are responsible for performing verification of clients to decipher their financial status, character as well as their ability to make complete and regular repayment of loans before extending finance to them.
Main Job Responsibilities
Responsible for the verification of information provided by applicant for credit.
Establishes the true nature and depth of the relationship between a seller and a buyer.
Collects relevant information through reliable sources to determine credit worthiness of applicants.
Examine public records to uncover bankruptcies, liens, arrest records, or unpaid taxes of applicants.
Undertakes personal visits to confirm residential and business addresses
Interviews individuals and business owners via phone calls and visit.
Undertakes research and collects information on social behavior and credit report of individuals.
Review amount of credit that can be extended based on findings of the verification exercise.
Investigate business establishments applying for credit.
Provide reasons for why credit was declined.
Due diligence new seller accounts including establishing legitimacy of company statutory documents.
Actively work to maintain and improve portfolio quality and prevent loss.
Stays abreast of legal and regulatory changes and industry trends.
Qualifications
Highly values integrity and reliability
Experience in conducting investigations or field verifications, undertaking records review, audits, or related work in a financial institution.
Knowledge of accounting, privacy procedures, and government regulations.
Knowledge of credit analytics, portfolio management
Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.
Formal credit training is an added advantage.
Strong set of ownership for every deliverable.
Computer skills
Communications skills
Organizational skills
Confidentiality
Time management skills
Collaboration skills
Interpersonal skills
What we offer
A full-time position in an international team of an ambitious, impact-driven start-up. You’ll be based in one of the key commercial centres of Nairobi. You’ll be paid a market conform commission and retainer and get the chance to develop yourself.
Are you the perfect match?
Please send us your resume and motivational letter.
